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Bank of Italy research suggests stablecoins aren't necessarily cheaper for remittances

CryptoInfo Editorial Team  ·  Published on August 01, 2026 at 16:00  ·  Updated on August 01, 2026  ·  1 min read

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Key Takeaways

  • A Bank of Italy study found that stablecoins are often no cheaper than traditional transfer means for remittances
  • Exchange fees, foreign exchange spreads, and banking rails contribute to the costs of stablecoin remittances
  • The study's findings are based on a mystery-shopping experiment designed to compare remittance costs realistically
Disclaimer: This content is provided for informational purposes only and does not constitute financial or investment advice.

A recent study by the Bank of Italy, as reported by CoinDesk, has found that stablecoins may not be the cheaper option for remittances as previously thought. The study, which involved a mystery-shopping experiment, discovered that the costs associated with stablecoin remittances, including exchange fees, foreign exchange spreads, and banking rails, can make them comparable in price to traditional transfer means.

This research highlights the complexities of cross-border payments and the factors that influence the cost of remittances. The study's findings are based on an experiment that aimed to provide a realistic comparison of the costs involved in using stablecoins versus traditional methods for remittances.

The Bank of Italy's research contributes to the ongoing discussion about the role of stablecoins in the remittance market, as reported by CoinDesk. The study's results will likely be of interest to those following the development of stablecoins and their potential applications.

Source: CoinDesk ↗